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  • Quick Service

    Need to accommodate high quantities of customers who are on the go? Leave it to Electronic Payments! Our quick and easy processing solutions and contactless card readers reduce transaction times and increase sales for merchants nationwide!
  • Retail

    Increase sales regardless of your customers' preferred payment method! With Electronic Payments, your business will be able to accept credit cards, debit/ATMS cards, fleet cards, EBT and check cards!
  • Food Service

    Watch your business grow with full POS support, dial and IP/SSL solutions, and the most feature-rich add-ons available in the marketplace, including gift and loyalty card solutions and merchant cash advances.
  • Contracting, Utility and Supply

    Being a contractor or supplier is tough enough without worrying about collections and bad debt. When customers don't pay, it has direct impact on the growth of your business. Say goodbye to delinquent payments and bad debt and say hello to processing with Electronic Payments!
  • Nonprofit Organizations

    Concentrate on furthering your cause and immediately put your donations and funds to use while leaving the payment processing to us! We'll reduce processing costs and equip your business with the perfect solution to meet your transaction needs no matter the cause!
  • Business and Professional Services

    Simplify and streamline your daily operations with Electronic Payments comprehensive processing platform. Additionally, you'll receive quick access to your valuable deposits with our next day funding guarantee!
  • Hospitality and Lodging

    Focus on your guests while we take care of your payments and lodging applications! Combine industry-low processing fees with state-of-the-art applications, including check-in, check-out folio number, arrivals and departures, and you have the ultimate processing solution!
  • Supermarket

    Let us operate your high-traffic, multilane store with ease and efficiency. With our dedicated services and equipment, you'll be able to focus on business operations and your customers will be satisfied with quick, efficient service.
Merchant Cash Advance
Electronic Payments can enable you to generate the working capital your business needs for growth and success. Our funding partners work with merchants to purchase a preset amount of their Visa® and MasterCard®credit card receivables, infusing your business with the cash you require now while waiting several months or years for the funds to be paid back.

Business cash advance is one of the easiest and most popular methods for small business financing available today. The cash advance business has gained increased popularity and exposure as merchants' continue to seek alternative sources for their business financing. The outcome provides merchant's with even more cash to grow and expand!

Business Cash Advance vs. Small Business Loans

Every business owner who has ever tried to get a business loan knows that it can often be very difficult to convince a lending institution to approve an application for credit. The criteria is often more stringent than a personal loan and banks are often reticent against loaning money to a business that doesn't produce enough net income or have a long track record of borrowing and paying back such notes.

While it might be difficult to obtain a business loan, the criteria for a business cash advance is different and the access to cash advance funding is much easier. Many cash advances are offered to merchants with less than stellar credit or those who have extended themselves into a bit of debt while growing their businesses.

Similar to factor companies that buy your business-to-business receivables, a cash advance company can offer merchants up-front money based on their business-to-consumer sales receipts.

And unlike traditional bank loans, a cash advance does not require a personal guarantee or collateral to be put up for the advance. Furthermore, the advance is flexible, so there aren't any fixed repayment schedules or strict payment terms. The cash advance will be repaid over time right from the deposits the merchant receives. The funding source only gets paid as the merchant rings up new sales during slower times or off days, the amount of repayment would be less.

Take advantage of this unique funding opportunity today!